I bike commute in an urban area with good public transportation. I bike because I prefer it. My commute is just shy of 8 miles each way. I think safety is key and not unrelated to maintenance. Next is staying clean--fenders and chain-guards help in this department. I think a lot of worry goes into showers, but this is an overstated concern. Allowing enough time, wipes and perhaps a change of clothes is fine for me. I think comfort is also important. I bike year round, though I avoid any significant precipitation. I do not carry many tools, if I break down it is easy to get home on the train.