"There are two kinds of riders. Those who have fallen, and those who are going to fall".

I heard this from my bikers friends (as in motorcycle riders), and I think it's applicable to bicycle riders too.
So if I were you, I'd stop worrying about it. Forget about it. When it happens, accept it, embrace it, learn from it. And then come here and tell us about it, so we can learn, cry and or laugh with you.