Good advice posted already. I live South of Cleveland and ride most of the year. Adjustments are necessary but it's still riding. We have a group of guys who will do night time rides over the winter then meet afterwords at a local brewpub for dinner and re-hydration. My birthday is in Feb. and I've done birthday rides the past 5 year on my B-day. Depending on your fitness and riding interest there are clubs who ride throughout the year.

Good luck on keeping it going the whole year round. If all else fails there is always the trainer and rollers.