Originally Posted by
electrik
Those aren't the actual odds for the OP because they're probably averaged over every american.
If you have the odds from the particular circumstance of a cyclist in a lightning storm, then give those instead.
If you want to look up specific probability for cyclists, then be my guest. Frankly the general environment, such as the mountaintop or open plain I cited, are much more likely to increase the probability of being struck. Frankly the odds of getting hit while riding unsafely (which the op admitted to) in a heavy rain are much higher than a lightning strike... Hence the advice to seek safety as soon as possible while still riding safely...