Well, I was drawn in by the style since I figured I might wear it more than just biking in the rain. I currently wear a cheap drab gray rainsuit that split in seams, so I don't feel compelled to have a bright yellow jacket... But, I need a jacket that will keep the rain out and I am concerned about not having a hood.

How cold can you use the jacket as a "shell" and what kinds of jackets are you layering? I have an old virtually non-wind/waterproof pearl izumi jacket that I feel fine in with a fleece jacket underneath to about 40 degrees. Any colder and I use a large and bulky winter jacket.

Thanks for the thoughts.