Originally Posted by
Andy_K
Just because insurance pays for something doesn't mean it's free.
Well ... your employer spends thousands of dollars on your behalf ( and you might contribute some % of this ) for you to have insurance. Even if your employer pays 100 %, that could have gone to your salary instead. It's absurd to think you shouldn't benefit from that. You're buying coverage to help you with your needs, not contributing to a charity.
Most cyclists tend to see the doctor less often than the average person, so it's not like seeking medical help makes us into vultures feeding on the demise of the system or anything. And, for people who actually
need a fit, some alternatives are to go tell the doctor you hurt a lot and need vicotin (bad option), or go for a long ride Sunday and have to call in sick on Monday due to some kind of pain (also a bad option). One reason most employers pay for insurance is they don't want to lose productivity due to preventable health problems.
Originally Posted by
Pippin
Spending a couple hundred dollars on a good fit is the best bang for your buck.
That's the absolute
worst bang for the buck. You're already paying a few hundred a month for insurance coverage; again, that's money you're sending to a for-profit business. Once you buy their product,
of course you're entitled to use it!
Originally Posted by
eyemkeith
I don't know what kind of insurance you have that makes going to a specialist - without a referral and for what might be considered an elective procedure - free, but I'd LOVE to be added to that plan.
Read the OP - all of this was explained.