I have a tip for very old drivers - 21st.com Whenever a "very seasoned" driver calls my office for a quote we refer them there. My Mom is 91 and I just had her get a quote off their website as her State Farm premium almost doubled - it was less than half the price. 80s or 90s, sometimes 70s age range It is the old AIG program for older drivers. It's all done online and really easy.