I live in Nebraska, my wife is from Hawaii. Some of good friends from back home have kids going to college here. I have lent some bikes and tools and camping gear to these kids and some of their friends. I lend out the older tent and sleeping bag that I no longer use. I have lent out some tools and even 4 bikes for a day ride. I don't like to lend the bikes any more since I saw that they parked the bikes in front of their house without locking them. But they don't get the good stuff. I won't lend out my carbon road bike, any bike with carbon components, or my lightweight tent or the ortliebs or tubus racks, etc.