No better answer than those described. Gloves or gauntlets to avoid elbow puddles. Sealed zipper or chest bib to avoid seepage (full bib with integral legs even better). Helmet cover. Boots (over cuff), booties (over cuff), or gauntlets to avoid ankle seepage. I'm still using showers pass pants and some other rain jacket today, but bibs are in my future because of cold crotch syndrome in January-February.