Here's my story, I started riding about 2 months ago, I bought a converted SOVEREIGN for $100.... & boy was i excited!! I replaced the crank, pedals, bottom bracket & wheels, good to go!! I learned to skid on my second day riding! I rode every day a minimum of 17 miles up to 40ish miles! i felt unstoppable!! I became a BEAST!! Smashing! my points is i became pretty reckless, any who.. on my nightly ride i was going down the a hill JAMMING in traffic! my front rim froze, the hub just popped! (best way to describe it) i flew & landed like an arrow on my shoulder, completely ripped my ligaments... now im afraid of the convo & im looking at the MERCIER KILO TT thinking it will be good for my paranoia ..... make any sense people?? I want a good strong bike but not deep in the pockets...HELP!!!!