Thanks for all the input everybody. A shop in town has a trek 1.5 in 58 so I'm just going to forget riding outside this season and try to get that bike on layaway and chip away at it for a couple months. "ride upgrades, don't buy upgrades" sounds like good sentiment. I know a good bike will only make me want to use it that much more.
I'm still open to any other information you guys can offer or things I should watch out for.