Originally Posted by
milliron
I was rear ended on the freeway a year or two ago. They squished my bicycle. Fortunately, their insurance (USAA) wrote me a check for a new one.
I'm curious...do they factor in depreciation? Say a bike that's a year old with Dura Ace is run over by a driver. The bike had an original retail price of $4000. Would they cut you a check for less?