Originally Posted by datlas

+1 for the MagicShine 900 light, with bonus points if you get it from geomangear.com, great customer service.

+1 for PBSF for the back.

This is the best bang/buck light setup and exactly what I use.

For fenders, I use Planet Bike "freddy fenders" and I am pleased with them....although it took more time and frustration to get them installed than I was prepared for. Allow some extra time for installation, but once on they make riding through puddles fun again!

Good luck. For more threads than you ever cared to see on lighting go to the electronics forum...and if you don't get enough info on fenders here head over to commuters they know fenders better than anyone.