Honestly, I would choose none of the above.
If you keep an eye out on the thread,
"eBay / CraigsList finds - "Are you looking for one of these!?" Part II", you will find daily posts, mainly by RocketSauce for incredible gems within the Boston area that are worth double, triple and sometimes 4x what they are listed for.
Be patient, especially now that the cool weather is hear and the market for bikes has slowed down.