Originally Posted by Mr. Markets

Two reasons you may want to reconsider that idea of holding out.

1) Obamacare and it's affect on medical care
2) The older you get, the longer it takes to heal.

I HAD to have one hip done, and could have waited a few years on hip two, but I looked at the trend in HC, costs, insurance and all and jammed them both into one year 5 months apart to make sure I could even get them done at a reasonable cost under good insurance. Since I knew there was no avoiding it, I figured giving up 1.5 years of my life to replacements and rehab was easier that giving up most of one, and then a few years later repeating it yet again.