Here is what I wear. Got it for $73+ tax on the REI sales rack. I think it's last years model is why. The current ones they stock have hoods. I love it, been down to single digits already this year and this jacket keeps my body warm. Usually wear tshirt, hoodie, and this jacket.

Best thing to do is look for older models and sales.

http://marmot.com/products/leadville_jacket?p=163