Originally Posted by
Machka
Loaded touring generally implies at least two panniers, possibly 4, and possibly also a trunk bag and handlebar bag. In other words, your bicycle is carrying a load in addition to your weight, and in addition to what you might carry when riding a century or randonneuring event. Your bicycle is ... loaded.
Yep. Or the bike could have a handlebar bag, two rear panniers, and towing a Burley, or BOB trailer with most all the gear required for camping, cooking, and everything else needed to support oneself on tour (without necesarily using a credit card, or motel), and still qualify as fully loaded.