Santa Fe, NM, or if you want a busier and cheaper location, maybe Albuquerque.

SF has a winter and it can get cold, but that's due to being at 7,000 ft. It can snow, but it's usually gone in a day and then the temps are back up to 50. I know a few local roadies that when it snows, they drive south 1/2 hr.and down 1500 ft. where it's sunny, 50 and no snow. Summers are sometimes up in the 90's, but that's at mid afternoon with zero humidity and it's back to the 60's at night, few folks use air conditioning at home as example. There's ton's of restaurants as it's a tourist town, art galleries, museums, theater, a world class opera, and a pretty good selection of decent roads in a town where folks are somewhat more tolerant of cyclists as a lot of folks are into an active lifestyle. Plus if you get bored with road riding, you go mt. biking and you never run out of places to go. Or go hiking and you never run out of places to go. Or camping, or fishing. etc....

It's a bit pricier to buy into, ABQ is a lot cheaper, and the entire SW has water issues, but SF is the state capitol, so there will always be water.

Plus NM has the finest Mexican style food on the planet.

SB