I have an aversion to ghettos, even self-inflicted ones. The Villages is, like other age based "retirement" developments, a ghetto; albeit a very plush one. That said all decisions of where one lives are a blancing act.

Another factor is economic. The continuing global economic restructuring has made decisions to move to another area and into a culture that may not be compatible more difficult. Used to be if things didn't work out, something that is fairly common, a person would just sell out and move again. Now declining house prices and increasing moving costs put a high price tag on that.

All that said I haven't totally eliminated any possible course of action.