Several times before I was really experienced - only once in the last 25 years. Driver was pulling out of a parking lot, it was dark so I couldn't make eye contact but she was stopped at the exit and appeared to be waiting for me, I had a good lighting system so there was no reason she shouldn't have seen me. So I just kept riding and then she sort of drove right into me, missed my leg but caught my rear wheel, she had a mid size car. No injuries (thanks to my good reflexes... could have been worse), she paid for a new rear wheel and a tune up at the local shop - said her husband was a rider.