The MTF-1 Rack is solid.

If you like the Pacific Outdoor panniers, these are less expensive, especially if you get email fliers with 30% off from Sierra Trading Post--Seattle Sports Fastpack Pannier - Waterproof:

http://www.sierratradingpost.com/p/,...aterproof.html

With coupon, they are priced at $20.96 each.

Another option, Sierra Trading Post has these waterproof panniers for $27.96 with coupon-- Seattle Sports Rain Rider Pannier:

http://www.sierratradingpost.com/p/,...r-Pannier.html