Runners, joggers, walkers, mothers pushing strollers, and kids playing all use MUPs. Most don't even bother to think about cyclists. If you use MUPs riding, you need to always be aware that some runner may just decide to turn around at the hlaf way point of their run without looking. It doesn't make any difference who's at fault when a collision occurs because the results isn't like auto insurance where one party pays. What hapens is one or both get injured