I was wearing LS wool base layer plus SS wool jersey and fleece lined tights with wool socks on the bike. Off the bike I had another LS wool base layer with a LS wool sweater. Off bike pants and socks were both cotton, but warm enough. Really, aside from my toes and fingers outside of the sleeping bag, I was warm enough, just miserable in general irregardless of body heat. I just hate the cold in general. I deal with it more than most Texans because I commute, but aside from that, I don't like it.

And as an aside, I generally stay away from fleece as I stink it up pretty badly in a hurry. If it's not on my arm pits or midsection, it's usually okay. In fact, I found myself wishing I had brought my fleece lined "dress" gloves I'd been commuting with rather than my bicycle specific ones, but they had done fine in the past.

And starting before lunch? If I had longer to go, yes. But I would have been to the campsite at like 1 to 2 in the afternoon. I was honestly looking more forward to riding than camping in the cold. In retrospect, I should have just taken a 40 mile ride and gone home. Save the camping for spring.