I guess it is. I know that here in the UK more and more shops are offering interest free deals to help to help stimulate sales and capture new business. I don't know what the US market is doing. The larger shops are the ones most able to run a scheme like that. Check the prices carefully though. Some will offer a 0% scheme but they actually build in a higher price to compensate for the risk. Most though are happy to get the business.

If you have to wait until Feb, you might possibly find the bike you are after may have come down in price to make room for new 2003 models. Just a thought...