Hammered fenders would look great. I'm like you; I want my bikes to be practical, but still a lot of fun to ride. That looks like it'll do the job. Disc brakes are such a great touch and leave you so much room for larger tires (if you'd want them) and fenders. If that was a double (or single) crankset, it would be my ideal build.
Great job. Put some miles on it!