I was hit once - one evening last September, a lady in a sedan turned left into me from a side street on my right. It looked like she was stopping, but apparently didn't see my flashing lights (texting much?) and gunned it just as I was crossing her path. I went over her hood and got a broken collarbone, couple broken ribs and a concussion out of the deal. Luckily the bike was barely banged up - just a broken pedal and bent brake caliper, few scratches. The lawyer is still working on a settlement with her insurance co. (damn things take forever!)