Sounds like me a year ago. Those are all good questions. Answering them is going to generate more questions. I think that the smartest and most cost effective thing that you could do at this point is to plan a road trip. Take your wife on a weekend getaway to a bike shop that specializes in recumbents. If you don't know of one check out bentrideronline.com. Leave all of your preconceptions at home because a recumbent specialist will work through them for you.