z90 -I figure I could always by a good rack if I need it. I assume a backpack should do for now.
downtube42- I know a "beggar shouldn't be a chooser" but there are so many brands out there and I didn't want to get something because it looked pretty and have a lot of problems with it. I figure staying with a trust brand would be best. Unless this isn't the case with bikes. Can I go wrong if the bike rides good?