Well, in shopping around for the mtb, I visited about 7 different LBS' and wasn't impressed by any of them. On the other hand, what made me go with an online purchase in the first place was having a personal friend (Larry) who is soon to be a retired firefighter, who used to help run his dad's bike shop. His dad was the first Trek dealer in the state of Florida. Larry has built bikes from the frameup and not only has an expert knowledge of bike repair, he has an excellent bike workshop. He has also dabbled in doing bodywork on bike frames.

So while I appreciate the feedback about LBS' I'd rather focus on the relative merits and demerits of different bikes, brands (Trek, Giant, Salsa, Gunnar, Fuji, Cannondale, Motobecane, etc.); components (Shimano Sora, 105, Ultegra or SRAM Apex, Rival, Force, Red); styles (road, touring, CX).

I've heard from more than one person that within the Shimano line you probably want 105 or better. I doubt I can afford Dura-Ace.

I am open to frame suggestions, I'd love to stick with steel if possible, but will consider aluminum with carbon forks. I don't think I want all carbon, and titanium is like Dura-ace, too rich for my blood.

However, I am open to visiting some of the LBS' and seeing what's around and thanks for that reminder.