The top one is the Schwinn I've been talking about. It's in the shop right now. The tech agreed that the stem could probably be lowered, but disagreed with me in that it should be moved outwards. So we're gonna lower it for now and see what that does. It's a nice bike too, after this winter I'm going to turn it into a utility bike, and put a rack on it to do all my grocery shopping and stuff (I'm car free)... And then next winter I'm going to make it a "blizzard bike," and put studs on it and just drive it during the storms and such and have another bike designated as a "winter bike." The Schwinn is in immaculate shape for a bike that's about 10 years old, I'd hate to kill it after just a couple winters. I found that riding in an actual snow storm doesn't really hurt the bike. It's the day after when the roads have salt, slush, and calcium all over it that hurts the bike. Riding on packed snow doesn't really do much damage.
The bottom bike is the bike I was on when a ford explorer plowed into me three nights ago at 20-25mph. I got punted like a football on opening day lol... he drove over the back tire and bent the bottom of the rear fork almost in the area where the rear tire mounts. So I had to permanently retire it. You can't see in the picture... but he took the seat right off the bike on on impact. All that's left is the post.