Thanks for all the info/opinions everyone! You have been very helpful. Still not sure what route I will take.
The Co-motion Pangea has been added to my list of bike options. Although this is quite a bit more than I was looking at spending initially, it sure looks like a sweet ride.
The Bike Friday NWT definitely looks interesting and after reading reviews and searching on this forum, ppl sure seem to love them! I'm just not sure how well it would fare as an all rounder for me. Don't think those 20" wheels would handle off roading too well. Then again, the prices seem very reasonable on them and with what is leftover I could probably afford to get another decent bike that would be suitable for more off-roading style expeditions.
So many choices! At least it is better than almost no choices.
-Greg