Earlier this fall I got some Santini 365 Winter Gloves from nashbar for ~$15. If you can find some of those, they worked well for me, especially with liners when I got down into the low 30's (and probably could go colder if I weren't such a pansy about riding on ice). Without the liners, they might still be too warm in the 40's, but might be ok. Appear to be wind and water resistant.