Nashbar waterproof pants, Sealskinz waterproof socks, Columbia waterproof jacket, Axiom Typhoon and Monsoon waterproof panniers, water repellent gloves (need to get something better). Soft rain boots would also work for shorter rides, the waterproof pants go over then nicely. As far as head, if it gets really cold I pull the hood over, otherwise its too warm, I just zip the jacket tightly and let my head get wet.

Adam