One day last winter I rode my bike to a parking lot along the Mississippi River. It was about 20 degrees F and a fairly strong wind was coming out of the north. I got to the parking area just as a boat full of duck hunters was coming off the river. They had been driving their boat upstream, directly into the wind. The boat was having to bash into the waves. Spray was getting all over the hunters. They had their hoods pulled over their faces to keep the freezing spray off. When they landed, one of them got out of the boat and recognized me. He saw that I was on my bike and he said "you got to be crazy to be out riding on a day like this." I just shook my head and left.