Id do what I currently do now.. Bring in a weeks worth of clothes to work by car on my day off, commute wearing shorts, gloves, clipless shoes and a DriFit shirt..In the 1 year, 9 days 4,277.5 miles ive owned my Allez sport ive never found a problem with pinch flats or warped rims and I run between 183-195lbs..If you really want bags shell handle them just fine . Never tried fenders, I cant stomach the looks of them but if you have a rack it keeps you from getting a mud stripe up your back..Ive had no problems with the seals and bearings from rain either.. Id rather commute fast and lite so things have changed a bit from that pic..