nwbikeman-The wheel was centered when i did a 'bike maintenance' course a couple of months ago so i know it is not that. I ride everyday but not as much as most people because of my medical condition. The bike is an ebike because of my lack of energy. I don't have a quick release. I can do another check tomorrow when i feel a bit better to make sure.
What i don't understand about this breaking mechanism is that one side/arm doesn't not move. Yes i can undo the pads and reposition but more on one side that the other because of the restriction of one arm being stationery. I don't know if this is the norm as i come from the days of back pedal breaks. So i was able to move the pad off one wheel(the metal part where it is supposed to touch when braking) but not the other side. Well it might be a hair further away.

FBinNY-Yeah i thought photos would help as i don't know the terminology yet. Well not all of it. No the brake pads are not touching the tyre(sorry that is how we spell tire in Australia like the english he he). I can understand where the brake pad is supposed to touch as i google a lot of videos.
The bike is maybe near 2 years old and i bought it as an ex-rental a few months ago. Only 1 month warranty :0)
Oh i like your tips to get the toe-in to happen. Thats good. I took the bike out today and i didn't hear any squeeking at all but the brake pads would engage differently so i am not sure if that is a good indication.
OK will check the bike wheel before i ride tomorrow because it is important i get it right. Love these tips. Puzzled that the arms though of the braking system are different on either side. One stationery and one movable