So i was riding today, usual area i ride in. Going down the street at around 20-22 mph when a guy in a parked car flung his door open and i slammed right into it/clipped my handlebar. Happened so fast and had no chance of avoiding it. Bike seems fine, chain came off and my shifters are scratched but other than that its good. Gonna take it to my LBs and have them inspect the frame for any cracks. Helmet cracked and saved my life. I'm typing with one hand since my arm is in a sling, tore the ligament that connects the collar bone to the shoulder.

I wanted to know if the guys insurance company will pay for any damages to my bike if there are any and even give me the money to replace my helmet. The bike isn't insured so i want to know how the whole process works. I'm just thankful to be alive right now so if i have to pay out of pocket then i will, but if i can of course i'll have his insurance take care of it.