Originally Posted by
kvangundy
For your renters insurance, have the estimate done on each individual part: not as a complete.
I've found that by that method you're able to cover at least a portion of your deductible and get closer to re-buying your bike.
Yep, did that. I got a smoking deal on the bike, so in addition to my sales receipt which says I paid a little over $1000 with tax, I included a printout of the current non-sale price of the bike which is listed at $1275. Then provided the receipts for the upgrades including the wheels, front and rear 105 brakes, carbon pedals, computer and seat. Came out to a total of $1690.