Have you talked with a bankruptcy attorney? I know some who actually take items in swap, etc., for their services. Also, there can be provisions for the payment to the attorney's fees to come out of the bankruptcy settlement. If you have talked to several, then disregard this thought.

I know what you mean about agencies. I work with literally thousands of adult individuals and their families all across the country with developmental disabilities. Everyone thinks there are services for them - but - in reality, there are waiting lists of several hundreds of thousands and parents and families are falling off the edge everyday.

Here is one national survey I just completed regarding the supposed use and availability of "natural supports." Read the 304 comments by parents, families, caregivers and individuals all across the country as regard "help." Some are lucky enough to get it - mostly those in better-equipped states or who got services a few years back when the waiting lists were only 10 years or so (that means me for my son!)

Please talk with more attorneys. They generally don't charge for their initial interview. Also, have you tried legal services?

Here is more information about those waitlists, if someone does not believe me.

And things are rapidly going DOWNHILL.