Originally Posted by
SouthFLpix
Like a lot of people, I think you are inflating the costs with things you view as 'necessities', but that to a lot of us are just luxuries.
I'm with the OP, in thinking that their expenditure estimate is low. I tried the low ball route, definitely not worth it in the comfort, dependability, and safety aspect, especially when adding in the factor of a daily commute grind full of cantankerous motorists.