Check out the new Salsa Casseroll. You could buy the complete bike within your budget, or get the frame and fork and build it up the way you want. It has mounts for 3 bottles, a pump, front and rear fenders and racks. It comes with a front rack. It has canti brakes and clearance for tires up to 38 mm with fenders, or you can put narrower tires for a faster, lighter ride. I bought a Casseroll frame and fork in early April and I've already put 650+ miles on it commuting plus a bike tour. This is a very comfortable riding frame but faster and lighter than a typical hybrid.