I usually have one bike with clips, one bike with clipless both no handbrakes. Courier on the clipless since it's quick and easy to just step on the pedals and be 'in'. Also don't wear out my other shoes riding in the rain/hail/sleet/snow/sun. Clipless for any other time since I really don't like walking in shops/markets,etc. with cycling shoes on, even if the cleats are recessed in my MTB shoes.
Now, since my workbike was stolen I'm in clips and straps all the time. I've pulled out of them more than with clipless, you can't just step straight into them 100% of the time, so there's a few rev's of not being secure. I also broke one of my clips today, luckily I use double straps so I could still manage to hobble along the rest of the day.

When riding really hard, I much prefer clipless.