non existent

I have money, but no budget for a bike

It's hard enough for me to fork out $14 for a freewheel for my SS because the old one is all torn to pieces from how many miles that's been on it.

I would most probably look online for a used bike and spend about $600 on in the end. I've been just seeing bikes come up that I would go for, but then question what I actually need on a bike. I can get a lot more bike going hardtail vs soft or full