What's the fun of doing a fixed century if you can't make people on 30 speed bikes feel like little girls?
No in all seriousness someone should put one together but I question whether you would attract enough people to put one on the size and magnitude (rest stops, insurance, etc.) of a regular club century. But a semi-organized one would be cool. And the loop idea sounds good, I've done a century like that where it was 3 30ish mile loops leaving from a state park so they only needed one rest stop.