After riding off and on for 30+ years without incident (including bunny-hopping some curbs to escape danger on a couple of mass rides), I thought the old saw about 2 kinds of cyclists - those who've crashed and those who are going to - didn't apply to me. But then, the summer I got back into it after about a 10 year hiatus, I tried to hop about a 1-inch rise at the end of a concrete driveway and was too tired and/or out of practice to make it successfully. Bam! Down I went. Luckily damage was limited to a couple of abrasions on elbows and knees, and only a minor scrape on the end of the bars. I could hardly believe it.

BTW, I ride a 21 year old Trek myself, at least when I decide to ride my road bike. Although the frame is a little newer than that, since it was replaced under warranty about 8 or 9 years ago due to a crack at the drive-side rear dropout: