$1050, actually. and the Tektro brakes work for some people but they didn't for me. Shimano BR-R550s did the trick for me. Excellent brakes, even better at reducing squealing than Kool Stop brakes.



Also, getting a complete bike as your first, I believe...from experience, gives you something solid to play around with until you learn more about bikes and what you want/need so that you can switch out and configure the components to your liking. Sure, I replaced the Tektro brakes but I looked at the complete bike price as a premium for the opportunity to learn. You can also throw together components on a cheaper frame but that would ultimately be even more expensively. In the end, no bike is really ever finished. You can just keep on tinkering and tinkering, trying to optimize performance and that's part of the biking hobby, too. At least it is for me.