Are you running fixed or SS? This will affect what fenders you can get away with using. I use race blades, and I love them, but my bike is set up as an SS so I can coast through big puddles. If you're fixed and have to pedal through puddles, you might end up with wet feet unless you use full length fenders.

For the rack you could use a seat post mount rack, get a large saddlebag (like Carradice), or a small front basket (like the wald 137) and mount to the forks with hose clamps or p clips.

If you try a bit, you can make something work. Keep your steamroller, your lbs is full of it.