I ended up going Trek. Picked it up from the LBS today. Two factors.... #1. I just spent close to $600 for 4 tires for my Saturn Vue (last week) and #2. I got a Memorial Day discount on the Trek FX 7.1 that fit right in my budget because of that tire purchase that was overdue. I did test ride the Trek Allant which is a lovely bike but a bit cumbersome and the Trek Earl single speed which I ALMOST got in favor of the FX 7.1. In the end, gears won out. The Matte Silver 2011 Trek FX 7.1 awaits it's first voyage later today.