The seat that I got is a Schwinn gel seat that does have a split all the way through... It seems as though my seat is now at the proper height, I just need to lower the angle a bit. I just went for a 30min ride and I kinda felt a little bit of pressure in my 'stuff' as you call it ;-). What type of seat (brands/model names) would you reccomend? I am in college right now, so my funds are limited...