Ditto on all the above. At 50, I was going to work, sitting around the station house (I was a paramedic), coming home the next day and plopping my butt on the couch to watch TV. Hadn't done anything strenuous since hurting my back when I was 42. I never gave crossing the hump any thought because there isn't anything you can do to avoid it. The wife bought me a comfort bicycle at 63 on the advice of my doctor, what a mistake on her part. I'll be 65 in October and unless it's to go to work or eat dinner, you will find me on one of my two bikes.
I have always gone on the principal of not worrying about what you can't control. You can't control turning 50, but you can decide how you want to live it and go forward. Except for when I was doing martial arts (that's when I hurt my back), I am in the best shape since I was in the military. My doctor's are happy, my wife is happy and I am happy. By the time you read this, you most likely have turned 50 and found out that it was just another day. I do a lot of distance charity rides and at the end of the day, I have out done quite a few of the riders half my age. Plus, on the bright side, you can start getting discounts at many restaurants.